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Deferred Annuities as 401(k) Plan Default?

June 27, 2019

By Brian Anderson

Very few defined contribution retirement plans in the U.S. today pay out lifetime income streams, leaving retirees at risk to run out of money in old age. That’s why a highly regarded team of academics are proposing the inclusion of deferred lifetime income annuities (DIAs) as a default in employer-provided 401(k) plans.

 

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