Annuities have been historically underutilized by advisors but that could be changing. Although previously framed as requiring much processing and being plagued with compliance concerns, annuities are newly the answer to “what products are right for your clients?”. Issuers have been tauting annuities as one of the only products that can guarantee lifetime income after retirement. Annuities can function as an individual pension plan when Social Security and Pensions are no longer as reliable. This positive twist, along with other compelling reasons for annuities, can be found in this Financial Planning article by Maddy Perkins.